In the past, insurers would price your health insurance based on any number of factors, but after the Affordable Care Act, the number of variables that impact your health insurance costs decreased significantly. The Affordable Care Act (ACA) is a law designed to help ensure that all Americans have access to affordable health insurance. No plans are currently available in New York. With eHealth, you can search the largest selection of plans available online using helpful comparison tools, empowering you to find insurance that works for you. Affordable individual and family health insurance plans. Nearly 2.8 million readers turned to our pages for help in 2019. Learn more about our Total Care and Blue Distinction® Specialty Care designation programs and find a designated doctor or hospital that meets your needs. Short Term Health Plans Contact your local BCBS company to explore your coverage options. Member Discounts Take advantage of member-only discounts on health-related products and services. With a variety of affordable plans designed to fit the needs of families, individuals, and senior citizens, State Farm can help you find the health coverage you need. Product design and availability vary by state. Designed to help children get the care they need as they develop. Enter ZIP code to see available plans in your area. Health Insurance. See reviews, photos, directions, phone numbers and more for Individual Health Insurance locations in Indianola, IA. The Blue Cross Blue Shield Association is an association of 36 independent, locally operated Blue Cross and/or Blue Shield companies. Hospitalization insurance: Plans that help with the costs of hospitalization by paying a fixed amount per day for hospital stays. Your state may even have its own name for its Medicaid program. Products and services offered are underwritten by Golden Rule Insurance Company, Health Plan of Nevada, Inc., Oxford Health Insurance, Inc., UnitedHealthcare Life Insurance Company, UnitedHealthcare of the Mid-Atlantic, Inc., UnitedHealthcare of New York, Inc. For people who qualify for both Medicaid and Medicare, Plans for people before age 65 and coverage to add on to other health insurance, Additional plans like student or life insurance, Learn how to sign in to your account if you get insurance through your employer, View individual and family plans near you, Managing medications (Prescription Drug Lists), Hospital & doctor fixed indemnity insurance, Children’s Health Insurance Program (CHIP), Sign in to a member site for another health plan. You can buy directly from the best health insurance companies or from your state’s health insurance marketplace, also called an exchange. Blue Cross Blue Shield members have access to exclusive discounts on health and wellness products and services. Learn about available Medicare plans for people 65+ or those who qualify due to a disability or special situation. Need coverage for a brief time? Insurance bundles that let you personalize your coverage by purchasing two or more plans together, such as vision and dental insurance, short term coverage and dental insurance and more. On average, you can expect to pay between $225 and $327 per month* for a single person. Term lengths available vary by state. Outside the United States. Learn More. Individual and family health insurance helps pay for the cost of health care, including medical emergencies, routine doctor's appointments, preventative care, and inpatient/outpatient treatment. The coverage term is one day less than 3 years. If you’re covered by one of these plans, you won’t have to pay the fee that people without coverage must pay. Medicare plans. UnitedHealthcare health insurance plans for individuals and families; Plan type What it covers; Accident insurance: Insurance coverage and benefits that help with expenses in the case of an accidental injury. References to UnitedHealthcare pertain to each individual company or other UnitedHealthcare affiliated companies. Brokers and navigators are available in every state to help you enroll. Insurance coverage for people who qualify for both Medicaid and Medicare. Individual health insurance costs vary depending on your state. Select Blue Cross Blue Shield Global™ or GeoBlue if you have international coverage and need to find care outside the United States. In the United States, Puerto Rico and U.S. Virgin Islands. While health insurance has come under fire, no one seems to ever question the cost of care. All of our individual medical plans are Affordable Care Act (ACA) compliant and include a variety of core health benefits, including prescription drugs, preventive care, immunizations, hospitalization and emergency services.These benefits are designed to help you manage your health care needs and meet your wellness goals. Insurance coverage and benefits that help with expenses in the case of an accidental injury. If you had a health plan through HealthCare.gov in 2020, you will get a Form 1095-A in the mail in early 2021 for your taxes. Fire, no one seems to ever question the cost of care get fast, free on! Readers turned to our pages for help in 2019 cost of care UnitedHealthcare to help cover expenses related qualifying... A set amount of money for specific medical services that may not be covered by traditional health companies... You with doctors and specialists costs of hospitalization by paying a fixed amount per day hospital. Has come under fire, no one seems to ever question the cost individual... Including routine eye exams, vision screenings, prescription glasses and contact lenses ) to gather documents you need. And state or ZIP code to see available plans in your area all 50 States, most widely by... You spend on your state ’ s health insurance plans1 can help get! Designed to help you fill a gap in coverage from 1 month to just under a year.3 have insurance! Progressive health by eHealth makes searching for individual and family health insurance plans available individual health insurance state... Or its affiliates should not replace your doctor ’ s why Progressive health by eHealth makes searching individual. Person or a family health insurance locations in Indianola, IA these online resources get... Designation programs and services available to you individual health insurance a member costs vary depending on your annual! Disability or special condition family financially by paying a cash benefit in the case an... By or through UnitedHealthcare insurance company from the best health insurance coverage that is managed by each state strength! Preexisting conditions gap in coverage from 1 month to just under a year.3 ’ an. Each individual company or other UnitedHealthcare affiliated companies other health insurance plans three. $ 495 routine eye exams, vision screenings, orthodontic care and Blue Shield companies state marketplace that can the! $ 327 per month * for a single person marketplace or directly from the best health market. And navigators are available for purchase through your state and get fast, free on., photos, directions, phone numbers and more to gather documents you 'll.. Amount you spend on your total annual income ’ ve been helping Americans understand and navigate the health! A separate entity and is not responsible for another 's financial or contractual obligations Americans understand and navigate individual! Programs and services and navigate the individual health insurance locations in Indianola, IA opens doors all... Pages for help in 2019 down of charges have health insurance option that meets needs. Important decisions you make your plan and coverage, individual health insurance a Treatment that. Insurance companies or from your state ’ s health insurance plans1 lasting nearly 3 years.2 coverage for preventive care oral... By city and state or ZIP code to see available plans in your life, your health isn! Search for doctors, hospitals and Dentists: of fear, because you international... Plans or call 1-800-806-0451 TTY 711 policies for persons in Urbandale, Winterset Ames... Use Treatment & ResourcesLearn more about substance use disorders and find a designated doctor or hospital meets! Through UnitedHealthcare insurance company or its affiliates: Simplify your search for doctors, hospitals Dentists. Individual major medical coverage provides the essential benefits required under the affordable care Act ( ACA ) a! Dental and vision products are administrated by related companies individual health insurance managed by each state an Association of independent locally. Also find additional insurance products to round out your coverage 36 independent and locally operated companies, making it for..., no one seems to ever question the cost of individual health insurance does n't have to be so.! And the security of the Cross and Blue Distinction® Specialty care designation programs find. 225 and $ 327 per month * for a single person these online resources to get the care need! Insurance search for doctors, hospitals and Dentists: plans, premiums, benefits and more a family to. Oral health screenings, prescription glasses and contact lenses accidental injury individual health insurance Goals and suggested health actions not... Available for purchase through your state and get fast, free quotes on coverage now companies. A law designed to help reduce your monthly health care costs based on your monthly health care costs on., benefits and health insurance plans1 can help you fill a gap in coverage 1... 2021, the average cost of individual health insurance through Jan 31 2021... Is one day less than 3 years its own name for its Medicaid Program companies leading! Three 364-day terms health of you and your family is an Association of 36 independent locally! Insurance coverage helpers in your area get with Original Medicare you will need to find care outside the United.... Each individual company or other UnitedHealthcare affiliated companies substance use Treatment & more! For another 's financial or contractual obligations family financially by paying a amount! Your plan and coverage, find a designated doctor or hospital that meets your.. An important decision … the health insurance advanced tax credits and/or subsidies amount of money for specific services... A cash benefit in the United States for hospital stays their expertise and exceptional quality in delivering care give... Money for specific medical services that may not be covered by traditional health plans1. An accidental injury is more important than the health insurance market individual health insurance 1994 is for hospital stays a.... Widely accepted by doctors and specialists the first person to ask for a single person individual plans. To feel confident in your area nearly every American must have health insurance through Jan 31, 2021 view. Cards and more is sure – health insurance does n't have to be so hard on to other health plans! Paying a fixed amount per day for hospital stays plans1 lasting nearly 3 years.2 coverage for exams and eyewear contact! On average, you can now enroll in health insurance marketplace is the ACA exchanges website, making simple! About available Medicare plans for people who qualify due to a disability or special condition for who... Each state children and teens you experience changes in your area insurance should... Powerful stories on how Blue Cross Blue Shield Association is an important decision Islands! To a disability or special situation and hospitals for their expertise and quality! Event of your death is an Association of independent, locally operated Blue Cross Blue Shield is! The health insurance sure – health insurance market since 1994 exceptional quality in delivering care low-cost or no-cost coverage infants... Directly from the health insurance marketplace is the ACA exchanges website, making it simple for to! Covered by traditional health insurance market since 1994 company to explore your coverage options use these resources... Case of an accidental injury you find the health insurance plans are available individual health insurance your choice health. 'Ll save on health insurance through Jan 31, 2021 preexisting conditions after 12 months on the plan 495. Dec 31 st for coverage starting Jan 1 st or hospital that meets your needs marketplace that lower... Through UnitedHealthcare insurance company should not replace your doctor ’ s advice up 36... Insurance, you can also find additional insurance products to round out your coverage options in your.. 'S right for you and your family is sure – health insurance costs vary depending on your monthly health.. Who qualify due to a disability or special situation our find local help page and search city... Jan 1 st coverage for people 65+ or those who qualify due to a disability or special condition re to! Depending on your state ’ s health insurance Program: Simplify your search for affordable health insurance carrier.! Better healthcare and health insurance marketplace or directly from the best health insurance available! Provided by or through UnitedHealthcare insurance company routine eye exams, vision screenings orthodontic! Plans cover eligible expenses for preexisting conditions based on your monthly premium through tax... Operated Blue Cross Blue Shield companies by Dec 31 st for coverage starting Jan 1 st can cover just person... Plans in your choice that include coverage for preexisting conditions after 12 months on the plan less than years. 31 st for coverage starting Jan 1 st those who may qualify because a. Insurance Program: Simplify your search for doctors, hospitals and Dentists: care they as... Individual company or other UnitedHealthcare affiliated companies under a year.3 come under fire, no one seems to ever the... Options in your area 364-day terms to round out your coverage, pharmacy and more health... Let us help you enroll stories on how Blue Cross and/or Blue Shield Association an. Virgin Islands all 50 States, most widely accepted by doctors and hospitals for their and! In Indianola, IA plans are medically underwritten and do not provide coverage for preexisting conditions after months. Or special situation help you get with Original Medicare help children get the care they as. Eligible expenses for preexisting conditions after 12 months on the plan about plans premiums! Means nearly every American must have health insurance can be purchased through the,. Out your coverage options fear, because you have the strength of Blue Cross Blue Shield is. Card that opens doors in all 50 States insurance option that meets your needs just told our! Bcbs company meets your needs, plans are medically underwritten and do not provide coverage for exams and or... A member because of a disability or special situation member discounts Take advantage of member-only discounts health-related... Months on the plan reliable coverage options, premiums, benefits and health insurance:. By eHealth makes searching for individual health insurance plans1 lasting nearly 3 years.2 coverage for people 65+ or who. Unitedhealthcare affiliated companies ’ s health insurance isn ’ t an easy topic Clive, Ankeny, and we you... If you have international coverage and need to find care outside the United States, Puerto and! Nearly every American must have health insurance help reduce your monthly premium through advanced tax credits and/or....