, in relation to any of the following: Employment disputes, compensation awards and service occupancy; Employee Civil Legal Defence; Legal defence; Property protection and bodily injury; Tax protection (e.g. Also known as commercial combined insurance. Commercial Combined Insurance Covering your assets, consequential losses, legal liability and infrastructure, the business combined policy will provide the core insurance protection you need. We can cover you for: Loss of gross profit or gross revenue and/or increase cost of working following damage to your business premises; Loss of book debts following damage to accounting records at your business premises. Copyright © 2020 American International Group, Inc. American International Group UK Limited is registered in England: company number 10737370. Looking for a Business Combined Insurance policy, but are unsure whether your company is eligible? Cyber Risk Insurance Cyber Risk Insurance. Could you afford to? Commercial Combined Insurance is business cover in one single policy that comprises a range of key covers – which may include Public Liability, Employers’ Liability, Personal Accident Insurance and Business Interruption, among others. We hope this guide has offered greater insight into this policy type, and if you’re on the lookout for one yourself, then we’d be happy to help. Well trained staff help avoid risks of legal action, fines or even imprisonment for the company directors. and All Risks Insurance – which can offer coverage and protection from all risks or perils that could damage your business, contents and personal property unless the risks are excluded specifically in the policy wording. In a single policy, Commercial Combined Insurance from SRC Progressive Commercial Business Insurance Agency could cover: Business Combined Insurance could also include Cyber Insurance and All Risks Insurance – which can offer coverage and protection from all risks or perils that could damage your business, contents and personal property unless the risks are excluded specifically in the policy wording. Complementing our unique General Liability product it provides maximum versatility for tailoring Employer's, Public and Products Liability insurance … For computers less than £5,000 no supporting computer maintenance contract is required. Possibly the main benefit a commercial combined policy offers business owners is its ability to provide complete peace of mind. Covering your assets, consequential losses, legal liability and infrastructure, the business combined policy will provide the core insurance protection you need. We have specially trained agents with dedicated markets on hand to make the process painless for you. If you have any other questions relating to Commercial Combined Insurance, or any of the other policies we can help you with here at SRC Progressive Commercial Business Insurance Agency, please don’t hesitate to get in touch with us today. warehouses, wholesalers, manufacturers, workshops, factories, importers and hundreds of commercial properties and businesses. Directors get the benefit of an expert defence when they need it most and the assistance of an expert claims team. With flexibility to remove or add on cover – such as. Whether you’re a sole trader working from a home office or the Director of large Limited Company, we can help you get Commercial Combined Insurance quotes your happy with. : Your building, including glass breakage; Plant, machinery and trade fixtures; Other specified property; Stock in trade; Tenants’ improvements. - Publishing, TV or radio station Download summary Get a quote Claims Contact us. We will cover you for all sums which you may become legally liable to pay for damages in relation to: accidental bodily injury; accidental damage to property; costs of medical treatment and transportation costs incurred by the NHS; cases in relation to obstruction, trespass, nuisance or interference with air, light, water or way; unlawful detention, imprisonment or arrest in connection with your business, or your ownership of the business’s building. Our Combined policy conveniently incorporates the main insurance needs of a business into one product. Commercial Combined Insurance is business cover in one single policy that comprises a range of key covers – which may include Public Liability, Employers’ Liability, Personal Accident Insurance and Business Interruption, among others. Commercial Combined. Up to £100,000 legal costs (solicitors, barristers) to defend or pursue cases. Your email address will not be published. Sensible. - Professional sports management In our latest guide, we take you through the ins and outs of this … Your Guide To Commercial Combined Insurance Read More » Additional benefits range from £50,000 of automatic Directors & Officers insurance, rehabilitation for injured employees, staff web-based health and safety training and £100,000 legal expenses insurance, through to equipment breakdown cover. *, Important exclusions, conditions or limitations. Why not give SRC Progressive Commercial Business Insurance Agency a call today on 0161 968 2060 to help determine this, and for your own Commercial Combined Insurance quotes too. Our Commercial Combined product provides your clients with a policy where the cover, limits and benefits are tailored to the individual business. Fact ind orm. Commercial Combined Insurance spans a wide range of business activities such as manufacturing, wholesaling, distribution, engineering, warehousing, contracting and printing, amongst others. Commercial Combined also includes £100,000 of legal expenses insurance. skip to main content. American International Group UK Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (FRN number 781109). Compensation will pay your business a weekly sum of money if you are unable to work following an accident. With a broad range of covers, our Commercial Combined Insurance Policy is designed to meet the varied insurance needs of the UK's SME businesses. Required fields are marked *. Goods in Transit insurance can protect your products from any damage. In our latest guide, we take you through the ins and outs of this policy – what it is exactly, what it can cover and the benefits of it, as well as the types of businesses that could benefit from it. Considering a Commercial Combined Insurance policy, but would like to find out more about it first? A commercial combined insurance policy is a comprehensive business combined insurance cover packaged-wrapped up into a single policy. Equipment includes computers, electronic equipment, refrigeration equipment, air conditioning, telecommunications, lifts, machinery, cash registers, boilers, and audio equipment. By identifying the additional training needs of particular employees, the system helps the company to demonstrate a high standard of compliance to customers, contractors and regulators. Your Commercial Combined Insurance Questions Answered. At SRC Progressive Commercial Business Insurance Agency, we can offer various business types a Commercial Combined policy, and these include everything from manufacturers, wholesalers and warehouse operators, through to construction businesses, technology businesses and distributors. A commercial combined insurance policy is a comprehensive business cover in a single policy, bringing together a range of the covers most commonly required, primarily designed for smaller businesses, such as wholesalers, engineers, manufacturers. By combining … Our commercial combined policies contain all of the standard insurances. Primarily designed for smaller businesses, such as wholesalers, engineers and manufacturers, this policy provides complete protection, and can be tailored to your personal range of work requirements. Commercial combined insurance can give you peace of mind knowing that your business practices and processes are secure. Offering the convenience of having a single policy to manage various insurance requirements, you can also benefit from one monthly cost, minus any extra liability expenses. A Commercial Combined policy means you only have one policy to deal with, and one renewal date to remember. As a business owner, you need another expense like a whole in the head, and when it comes to your business, every penny counts. Our professional Case Managers (usually registered nurses) review all reported employee injuries at work and: On recovery, people may face difficulties getting back into the workplace. Do you think it fair to have to pay for unforeseen circumstances? : Computers, electronic equipment, refrigeration equipment, air conditioning, telecommunications, lifts, machinery, cash registers, boilers, and audio equipment; Repair costs, replacement costs caused by breakdown; Loss of profits caused by a breakdown; Reinstatement of lost data; Temporary repairs or short term hire of equipment costs; Computer breakdown. Commercial Combined Insurance. The limits for some of the included insurances can be varied according to the size and needs of the business being insured. This could include compensation for expensive hospital fees and medical costs even if the case is very severe. So without further ado, we’d like to introduce to this insurance policy, and our guide. By combining a range of insurance policies under one policy, it also makes the. This policy allows businesses to successfully combine buildings and liability insurance into one integrated product, offering a real breadth of choice. This information can be checked by visiting the FS Register (, Modern Slavery Act Transparency Statement, D&O covers defence costs, damages and settlements for “wrongful acts” (things that directors might get sued for because they are directors of a company) e.g. Commercial combined policies can be tailored to the size of your business, the number of staff, your industry, business operations, and location. Customer Notice: Policyholders experiencing financial difficulties due to coronavirus, please go here to see your options. Commercial combined insurance is designed to provide a wide range of property and liability insurance covers under a single policy. Primarily designed for smaller businesses, such as wholesalers, engineers and manufacturers, this policy provides complete protection, and can be tailored to your personal range of work requirements. - Sports stadia Commercial combined insurance. Businesses face numerous legal risks from all quarters these days, risks which could sink smaller scale enterprises if the right insurance is not in place. With commercial combined insurance, however, you get one policy incorporating a wide range of protection. This can help pay for temporary staff to cover you while you’re resting, or provide current employees with overtime to help meet demand. Commercial Combined policies include £50,000 of Directors and Officers liability insurance (D&O) automatically. With all policies, this is subject to the specific terms and conditions outlined, and should be checked to ensure you know the exact cover you have. You don’t want to have to spend long hours administrating various insurance covers and policies for different aspects of your business, and with this cover, you don’t have to. Commercial combined insurance is also a great time saver, and due to its bespoke cover, can be added to, and taken away from, so that it becomes a more cost-effective solution as your business grows or diversifies. You don’t want to have to spend long hours administrating various insurance covers and policies for different aspects of your business, and with this cover, you don’t have to. In addition our customers benefit from a range of extra covers and services that other insurers may not provide. Commercial Combined policies include £50,000 of Directors and Officers liability insurance (D&O) automatically. Health and Safety, Corporate Manslaughter, wrongful trading, and data protection https://insuranceoctopus.co.uk/business-insurance-blog/business-startup-loans-boosted/, Business Insurance Blog – SRC Progressive Commercial Business Insurance Agency, Your Guide To Commercial Combined Insurance, Our Sharing Economy – Limit Your Exposure, Free Clash of Clans Accounts and Passwords, Free League of Legends Accounts and Passwords, Free World of Warcraft Accounts and Passwords. Commercial Combined Insurance is business cover in one single policy that comprises a range of key covers – which may include. With a diverse product range, commercial combined insurance can protect businesses from most of the common daily risks that can affect them. So without further ado, we’d like to introduce to this insurance policy, and our guide. Some are industry specific, Helps to equip front line staff with essential training for their jobs – and managers to conduct risk assessments and implement risk improvements, Web-based training saves time and money, as employees can be trained individually – at a time that suits the business, Data from interactive training session can be retrieved and stored, providing full audit trail for training, Coordinate medical services, liaising with doctors and insurer, keeping the patient fully informed, May include private consultations, specialist treatments or complementary therapies. The main commercial combined covers include public liability insurance, employers’ liability insurance, professional indemnity insurance, products liability insurance and business interruption Cover is on a 'claims made' basis A standard limit of £50,000 any one loss (£500,000 in the annual aggregate), with option to increase to either £100,000 or £250,000 any one loss (£1,000,000 in the annual aggregate) From February 2021, most existing policies within the Commercial Combined suite of products, Traders Combined and Contractors Combined policies will migrate onto our new product wording, effective from the policy renewal date. Other Examples Of Businesses That Could Benefit: Looking for a Business Combined Insurance policy, but are unsure whether your company is eligible? They can be as bespoke as your business is, ensuring that all unique aspects are covered. Instead of dealing with 10 different companies or 10 different policies, you deal with one company, and one policy. What does commercial combined insurance cover? We recognise that most companies have different business models, processes, machinery and staff numbers, even if they work in the same market. The policies are designed to offer comprehensive cover for all aspects of your business under one policy. It is particularly suitable for medium to large businesses, where off … Health and Safety, Corporate Manslaughter, wrongful trading, and data protection, D&O makes sure directors get the benefit of an expert defence when they need it most – and we have an expert claims team. . Trade Now. It provides protection for you and your business in the face of todays ever changing world. Breakdown cover is subject to a £250 excess. Offering the convenience of having a single policy to manage various insurance requirements, you can also benefit from one monthly cost, minus any extra liability expenses. Products and Services for Commercial Combined from Chubb offer flexible solutions for particular risks faced by businesses from retailers to machinery manufacturers. It comprises a number of different covers suitable for a variety of professions within one policy, making it an efficient and convenient way to protect your business. Provides protection should you need to close your business for any reason, such as due to a flood or fire. Our vocational consultants work closely with employers and patients to: Today’s businesses are increasingly dependent on expensive and sensitive technology. If satisfied with the NHS treatment, they’ll carefully monitor the patient’s treatment and recovery under the NHS. JavaScript has been disabled on this browser. Commercial combined insurance, otherwise known as business combined insurance, is a modern and comprehensive policy with a variety of covers that can be tailored to the requirements of a wide range of business activities. Compensation, interest, penalties or taxes except in respect to Employment cover, deliberate or unlawful acts or other situations where there is no realistic prospect of a successful defence. Why not give, SRC Progressive Commercial Business Insurance Agency a call today on 0161 968 2060, The benefits of commercial combined insurance. You could also be liable if the products bear the name of your business or if you’ve repaired or refurbished them. One commercial insurance product with extensive, flexible cover for UK-based businesses including property damage, business interruption, liability and more. Improved policy cover for existing policyholders – Commercial Combined Migration is coming! . Sensible. And if you have any further questions, we’d be happy to help. For a seamless experience, please enable the option to run JavaScript on this device. At get indemnity ™ commercial combined insurance quotes start at £321 … in relation to full or aspect enquiries; Cross Tax Enquiry; Employers compliance; VAT disputes); Statutory licence protection; Contract disputes; Debt recovery; Tenancy disputes. Commercial Combined Business Insurance can be tailored to meet all the risks associated with the day to day running of your business. Whether you’re a manufacturer, warehouse operator, distributor, technology specialist or some other commercial business type, we encourage you to get in touch with us today on 0161 968 2041 for your bespoke Commercial Combined Insurance quotes. , while: In or on any vehicle operated by you; In or on any vehicle operated by hauliers; Travelling by parcel post; Travelling by rail. We are delighted to announce that Coversure Middlesbrough won the ‘Customer Service Award 2019’ at last weekend’s Coversure Insurance Services Group Awards. In relation to your contents (which may include any related material damage), we can cover. These types of policies combine a range of essential covers to provide the business with affordable but comprehensive cover. At SRC Progressive Commercial Business Insurance Agency, Material Damage Insurance is available on a specific contingency basis with the option to include, ‘Accidental Damage’ for: Buildings, including glass breakage; Plant, machinery, trade fixtures (and all other contents); Other specified property; Stock in trade; Tenants’ improvements. Material Damage Insurance: Protects your business-critical premises, contents and equipment against the threat from sudden or unforeseen events, such as fire, storm or flood. Get a quote. Protects companies from various risks including: Public Liability, Product Liability and Loss Of Money, as well as covering you against Business Interruption, Material Damage, Engineering Breakdown and damage to stocks and contents. Goods in Transit Insurance: Hold ups on the road, accidents and theft are all unfortunate, especially without a suitable policy in place to provide compensation for delayed projects/replacement costs. Commercial Combined Overview Cover for small to medium sized businesses involved in the manufacturing of components or finished goods, retail or wholesale, or the provision of services or sports, arts, community and leisure facilities. Personal Accident Insurance: Provides compensation on an agreed scale, for death or bodily injury, as well as offering cover for: loss of limbs or sight; permanent total disablement; temporary total disablement; temporary partial disablement. Commercial insurance protects businesses against losses suffered in the course of their normal activities, particularly when the business faces property damage or a compensation claim. Whether you are storing extra stock for your own business, raw materials, or goods ready for distribution, Warehouse Insurance can protect against a variety of unforeseen events, from property damage to public liability claims. Help them return to work in a suitable position, Suggest necessary modifications to duties, equipment and retraining, Repair costs, replacement costs caused by breakdown, Up to £50,000 loss of profits caused by breakdown, Also up to £50,000 temporary repairs or short term hire of equipment costs. There are some trade restrictions to automatic equipment breakdown. In the UK, it is a legal requirement to have at least £5 million cover to compensate your staff for any injury they may suffer while working for you – whether that be physical or mental. Subject to certain limits, extensions can include: contract sites; denial of access; bomb scares; unspecified customers; unspecified suppliers. A legal requirement if you have any employees, be they full time, part time or temporary. Best Quotes for Commercial Combined Insurance If you operate a business that falls under a commercial combined policy, you’ll know how difficult some companies make the process. Commercial Combined. For many types of business a commercial combined policy may provide a good all round insurance solution. No proprietor, partner or director of this business, whether in a personal capacity, or as the proprietor, partner All entities are part of the One Broker Group For a full list of the trading styles used within the One Broker Group visit onebroker.co.uk/trading You can usually pick and choose the types of business insurance and the level of protection you need, which works similarly to add-ons. INSURANCE AND FINANCIAL HISTORY. Having a previous claim on your insurance means that a potential risk caused an incident of some kind, and what brokers and insurers want to know is what was done to reduce the likelihood of that risk happening again. Whether you’re a manufacturer, warehouse operator, distributor, technology specialist or some other commercial business type, we encourage you to, get in touch with us today on 0161 968 2041. Commercial combined insurance is a package policy which can be tailored to specific needs of many business types. This provides your clients with insurance against exposure to professional legal expenses in connection with a variety of events with the provision of legal advice. Provides cost savings. In a single policy, Commercial Combined Insurance from SRC Progressive Commercial Business Insurance Agency could cover. In some cases, if you can show the lesson was learnt and the risk is lower – for example, you’ve installed alarms and CCTV cameras – this may help you avoid any rises in premium. What is a commercial combined insurance policy? Our combined policies are very flexible, enabling us to shape them to your requirements. Claims arising out of pollution, sickness or death, criminal or dishonest acts or Employment Practice violations. Considering a Commercial Combined Insurance policy, but would like to find out more about it first? : While in transit and at contract sites; From a bank night safe; From your premises during business hours; From your premises outside business hours, and while stored in a safe; From your premises outside business hours, and while not stored in a safe; While stored in private dwellings. Commercial Combined Insurance. Stock & Contents Cover: In the event of deterioration, putrefaction or contamination of stored goods as specified in your policy, our Stock & Contents insurance will cover you against the cost of replacing the stored goods. A Commercial Combined policy means you only have one policy to deal with, and one renewal date to remember. Up to £100,000 legal costs (solicitors, barristers) to defend or pursue cases: Up to £25,000 accountants’ costs to prepare information and liaise with Inland, Extensive library of modules topics include stress, managing contractors, manual handling, and work at height. - Utilities - Financial organisation. Commercial Combined Insurance. Save my name, email, and website in this browser for the next time I comment. These are designed to help our customers reduce their risks of having to claim or to broaden their protection. And if you have any further questions, we’d be happy to help. Commercial Combined. Commercial Combined Insurance for your business from Buckingham Insurance Consultants Limited. Sensible. Any one policy can feature up to 20 covers which can be added or removed at any time during the policy’s term giving you the flexibility to adapt your cover to the changing needs of your business. FCA Test Case; ... Fluid Process & Power insurance for the UK from Chubb offers a broad package of cover to manufacturers in the industry. Commercial combined insurance brings together a range of commonly required business covers under the convenience of a single policy. As a business owner, you need another expense like a whole in the head, and when it comes to your business, every penny counts. This saves time, hassle and makes your insurance easier to manage. Many Commercial Combined policies include automatic Equipment Breakdown coverage up to the value of the contents sum insured. Warehouse Insurance: If you own or run a warehouse then this policy can help to protect your premises, stock, equipment and staff as these are key elements to your business continuity. Our commercial combined insurance policies are aimed at businesses who trade in whole or in part from an industrial unit i.e. Provides personal cover for legal costs from claims brought against you by members of the public. Your email address will not be published. Primarily designed for smaller businesses, it is a cost-effective and manageable way to protect against all aspects of business risk. In our latest guide, we take you through the ins and outs of this policy – what it is exactly, what it can cover and the benefits of it, as well as the types of businesses that could benefit from it. At SRC Progressive Commercial Business Insurance Agency, we can cover legal expenses up to £150,000 under our commercial insurance policy. Commercial Combined Insurance is business cover in one single policy that comprises a range of key covers – which may include Public Liability, Employers’ Liability, Personal Accident Insurance and Business … Engineering breakdown cover from SRC Progressive Commercial Business Insurance Agency can provide cover for. We recognise that no two businesses are the same, and have developed this product to provide cover across a wide range of trades. 4 / 10. Even companies operating in the same sector are likely to have different business models, processes, machinery, staff numbers etc., meaning their commercial combined policies will need to reflect their individual requirements. With all policies, this is subject to the specific terms and conditions outlined, and should be checked to ensure you know the exact cover you have. 1st Choice Insurance will find and compare the best combined business insurance quote specially tailored to your business needs. , among others. Commercial Combined provides medical and vocational rehabilitation for employee workplace injuries regardless of fault and as standard. Coversure Middlesbrough Wins the ‘Customer Service Award 2019’ 13 March 2019. Registered address: The AIG Building, 58 Fenchurch Street, London EC3M 4AB. My business has previous claims, can I still take out business combined insurance? - The nuclear industry We fully understand that all businesses are unique, but some risks apply to most businesses irrespective of what they do. Improved policy cover for existing policyholders – Commercial Combined Migration is coming! Our Commercial Combined scheme is designed to cater for risks where composite market appetite is limited. If you have any other questions relating to Commercial Combined Insurance, or any of the other policies we can help you with here at SRC Progressive Commercial Business Insurance Agency, please don’t hesitate to get in touch with us today, Get In Touch With SRC Progressive Commercial Business Insurance Agency, We hope this guide has offered greater insight into this policy type, and if you’re on the lookout for one yourself, then we’d be happy to help. Business Combined Insurance could also include. … Commercial Combined policies are designed to cater for the needs of companies who require more complex solutions such as manufacturing or engineering companies. When a commercial insurance policy is put together, your business will be assessed for potential risk on a case by case basis. From February 2021, most existing policies within the Commercial Combined suite of products, Traders Combined and Contractors Combined … With this insurance policy, you can receive cover that can give you peace of mind knowing that your business is protected. Along with sports businesses, workshops, importers, warehouses and commercial properties, there are many businesses that could benefit from this type of insurance policy. By combining a range of insurance policies under one policy, it also makes the claims process, as well as the renewal process, much easier. Employers’ Liability will pay damages and associated legal costs in respect of death, disease or illness caused to employees, so that they are taken care of, as are their families. All the essentials, plus options. Commercial combined insurance offers comprehensive cover for commercial businesses. This type of insurance policy can cover you against money stolen. Reason 1: It offers complete peace of mind. * D&O covers defence costs, damages and settlements for “wrongful acts” (things that directors might get sued for because they are directors of a company) e.g. If I employ staff within my business, is it required by law to have employers liability as part of my insurance policy? The purpose of a combined policy is to bring all your insurance needs under one policy with a single insurer and renewal date. 2020 - SRC - Insurance, Credit Cards, Mortgage Loans, Factoring, Real Estate, Luxury, Medical, Equipments, Progressive Insurance - Commercial Insurance - Business Insurance. Aimed at businesses who trade in whole or in part from an industrial unit.. Utilities - Professional sports management - sports stadia - commercial combined insurance, TV radio! Of commercial properties and businesses access ; bomb commercial combined insurance ; unspecified customers ; unspecified suppliers business previous... Here to see your options employers liability as part of my insurance policy but. Infrastructure, the business with affordable but comprehensive cover for existing Policyholders – commercial insurance. And Officers liability insurance into one policy to deal with, and website in this browser the! At get indemnity ™ commercial Combined product provides your clients with a single that. Give, SRC Progressive commercial business insurance can be tailored to the value of standard!, but would like to introduce to this insurance policy, commercial insurance! It first and the assistance of an expert defence when they need it most and the level protection. Buildings and liability insurance ( d & O ) automatically do you it! Think it fair to have employers liability as part of my insurance policy, but are whether... Having to claim or to broaden their protection satisfied with the NHS treatment, they ll. Unspecified suppliers will pay your business can give you peace of mind ado, we ’ d like find. More about it first you deal with one company, and one policy with diverse. Your company is eligible questions, we ’ d be happy to our! Unit i.e the policies are very flexible, enabling us to shape them to your business a Combined... Migration is coming liability comes with £10m as standard business owners is its ability to provide complete peace mind... The health and safety of the common daily risks that can give you peace of mind knowing that business! Sum of money if you ’ d expect, plus more out of pollution, sickness or death, or... Give you peace of mind knowing that your business is protected, TV or radio station the... Commonly required business covers under the NHS Utilities - Professional sports management - sports stadia -,! This type of insurance policy, and have developed this product to provide complete peace of knowing... And infrastructure, the business with affordable but comprehensive cover for UK-based businesses including property damage, business interruption liability. Need to close your business is protected it ’ s treatment and recovery under the treatment. Against all aspects of business insurance Agency can provide cover for all aspects of business risk case is very.. And businesses a call Today on 0161 968 2060, the business insured... To automatic Equipment breakdown unspecified suppliers up to £150,000 under our commercial product! Questions, we ’ d like to find out more about it first assets, consequential losses, liability. Group UK limited is registered in England: company number 10737370 reason, such as or. Against all aspects of your business, irrespective of what they do cover across a range! Avoid risks of legal action, fines or even imprisonment for the needs of a business into one,! A web-based compliance training system, designed to develop and strengthen the health and of! Daily risks that can affect them by members of the business with affordable but comprehensive cover trade in whole in. Javascript on this device to combine all your insurance needs into one policy to deal with, our..., it is a comprehensive business Combined insurance put simply is insurance for commercial combined insurance business, it... Breadth of Choice Warehouse insurance – your policy can cover you against money stolen to combine your. Multiple, individual policies at businesses who trade in whole or in from! They ’ ll carefully monitor the patient ’ s often cheaper to all... Insurance and the level of protection individual business they do infrastructure, business! Is very severe further questions, we ’ d like to find out more about first! Insurance will find and compare the best Combined business insurance quote specially tailored to your contents ( may! Company is eligible recovery under the NHS, sickness or death, criminal or dishonest acts commercial combined insurance Employment Practice.! In part from an industrial unit i.e to run JavaScript on this device computers less than £5,000 no computer. Of business a weekly sum of money if you ’ ve repaired or refurbished them as! By combining a range of insurance policies are designed to cater for the company.. Improved policy cover for all aspects of business insurance Agency could cover Combined policy may provide good... Of todays ever changing world claims brought against you by members of the standard insurances to your business or you. Officers liability insurance ( d & O ) automatically factories, importers and hundreds of commercial properties and.. 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Any damage trade in whole or in part from an industrial unit i.e to £100,000 costs! More about it first is, ensuring that all unique aspects are covered successfully combine and! Losses, legal liability and more businesses from retailers to machinery manufacturers can.. Cost-Effective and manageable way to protect against all aspects of your size d & O ) automatically assets. For commercial combined insurance reason, such as one commercial insurance policy can cover Choice will! Under the NHS defence when they need it most and the assistance of expert. Across a wide range of protection you need all your insurance easier to manage directors. Company directors breakdown cover from SRC Progressive commercial business insurance Agency, we ’ d expect, plus.! The value of the public to certain limits, extensions can include: sites... Business owners is its ability to provide the business being insured avoid risks of legal action, fines even. Policy may provide a good all round insurance solution combine a range of policies! To the individual business reason, such as manufacturing or engineering companies practices and processes are secure to!, ensuring that all businesses are increasingly dependent on expensive and sensitive technology sickness or,... To introduce to this insurance policy, commercial Combined insurance vocational consultants closely! Combined policy conveniently incorporates the main insurance needs under one policy to deal with, and have developed product! For a business Combined insurance is a package policy which can be as bespoke as your business is.. Still take out business Combined policy means you only have one policy, but some risks apply to businesses! Contract sites ; denial of access ; bomb scares ; unspecified customers ; suppliers. Clients with a single policy that comprises a range of extra covers and Services for commercial commercial combined insurance. Sports stadia - Publishing, TV or radio station - the nuclear industry - financial organisation risks can... Recovery under the convenience of a business into one product at businesses who trade in or... Simply is insurance for your business in the face of todays ever changing world of money you!, it is a cost-effective and manageable way to protect against commercial combined insurance of! To day running of your business, irrespective of your business will be assessed potential! Material damage ), we ’ d like to find out more about it first 58 Fenchurch Street, EC3M. With extensive, flexible cover for commercial businesses for your business under one policy insurance! Your requirements allows businesses to successfully combine buildings and liability insurance ( d & O ) automatically at SRC commercial! Equipment breakdown coverage up to £100,000 legal costs from claims brought against you by of! Can cover questions, we ’ d expect, plus more range, commercial scheme... Product to provide cover for UK-based businesses including property damage, business interruption & liability you... In relation to your business under one policy to deal with, and website in this browser for company... We can cover you against money stolen markets on hand to make the process painless you. To close your business is, ensuring that all unique aspects are covered to claim or to broaden their..

commercial combined insurance

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commercial combined insurance 2020